Don’t let your bad credit history stop your business from moving forward.

No credit check business loans exist.


        
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What Is A No Credit Check Business Loan ? 

Finding business finance can be extremely difficult when you don’t have the borrowing history to show that you are a reliable borrower. Unfortunately, thousands of Australians are stuck in a bad credit position, left with piling rejection letters searching for a business loan. No credit check business loans provide your business with the finance to keep moving forward. 

A no credit business loan is a type of business loan that allows you to secure a loan without considering your credit score. Each time you enquire with a bank, they will check your credit score and with each enquiry, your credit score is negatively affected. No credit check business loans are a fantastic option for those who have bad credit or no credit history. 

Use your No Credit Check Business Loan to…  

Improve cash flow

Many businesses require a steady inflow of cash flow to help keep the business operational. Utilise a short term no credit check loan to ensure your business remains functional.
Many businesses require a steady inflow of cash flow to help keep the business operational. Utilise a short term no credit check loan to ensure your business remains functional.

Invest in your business

Purchase inventory such as equipment or machinery. Allocate cash flow towards marketing or web development.
Purchase inventory such as equipment or machinery. Allocate cash flow towards marketing or web development.

Pay off debt

A no credit check loan can help with managing your debt. Use your funds to pay off tax or Business activity statement lump sums. ALC commercial can assist you in consolidating your debts.
A no credit check loan can help with managing your debt. Use your funds to pay off tax or Business activity statement lump sums. ALC commercial can assist you in consolidating your debts.

Pay your bills

A loan from ALC Commercial can help you stay ahead of your bills. Use your funds to pay your utilities, staffing, subscriptions, insurance or leases.
A loan from ALC Commercial can help you stay ahead of your bills. Use your funds to pay your utilities, staffing, subscriptions, insurance or leases.

How It Works

It only takes and few minutes.

Apply Online

It only takes and few minutes.
Receive a lending decision within 24 hours.

Approval

Receive a lending decision within 24 hours.
The funds will be deposited into your nominated bank account

Funding

The funds will be deposited into your nominated bank account

No Credit Check Business Loans for Australian Businesses

A low credit score is not the end of the road. See how Huong successfully applied and got his no credit check business loan to start an Australian nursery. 

Are you in a similar situation as Huong? Are you considering starting your own business but have found difficulties in getting a loan due to bad credit or lack of credit history?
Are you in a similar situation as Huong? Are you considering starting your own business but have found difficulties in getting a loan due to bad credit or lack of credit history?

Huong migrated from Vietnam with his family in 2011, excited to experience the Australian dream. He had a green thumb and was interested in starting his own nursery in Australia. Coming from overseas, Huong used all of his money to move his family and was left with little cash. He knew if he could find business financing, he could be successful as he knew the trade and had a passion for growing plants. Unfortunately, Huong had no credit history and was struggling to find a lender.

After traveling from bank to bank and getting rejected, Huong started to get frustrated and was worried he was running out of options. He looked online and found us, ALC Commercial, who offered no credit check business loans. Huong realised he had an amazing opportunity to be evaluated as a borrower for something other than his credit score and applied immediately. Huong was approved within the hour and had access to his no credit check loan in less than two days. Overjoyed he began planning the grand opening of his nursery!

Advantages of a No Credit Check Business Loan

A no credit check business loan may be the right option for you.

No credit score impairment

No credit check

No credit score impairment
Minimal documentation required

Fewer lending requirements

Minimal documentation required
Our average approval rate is 98%

Better approval rate

Our average approval rate is 98%
Access the funding quickly

Faster approvals

Access the funding quickly
Complimentary assessment with our in-house funding and private lenders

Happier borrowers

Complimentary assessment with our in-house funding and private lenders