Fix Your Cash Flow Problems With A Bad Credit Business Loan​

no obligation, no impact on credit file
Bad credit can affect anyone, and when you are low on funds and trying to start a business, a bank rejecting you for a business loan is the last thing that you need. At ALC Commercial, we offer non-judgemental bad credit business loans with an understanding that bad credit happens to all of us.

Seize opportunity with bad credit business loans

What Is a Bad Credit Business Loan?

Refused by the big banks? Apply with ALCC

Bad credit business loans are funds given to borrowers who have bad credit. Bad credit history can make borrowing money difficult. A bad credit business loan has fewer lending restrictions so a lender can lend to someone with bad credit or who have defaulted on past loans.

Just because you have a bad credit history doesn’t mean you can’t get finance. The big backs automatically reject bad credit applicants, but we look at the big picture of your business and offer bad credit loans, low-doc loans and a range of other finance options that the banks don’t. When banks say “no” we say “yes”.

ALC Commercial believes in Australian business and wants to give you a fair go.

A bad credit business loan is a business loan that is given to borrowers who have bad credit. Bad credit history can make borrowing money difficult. A bad credit business loan has fewer lending restrictions so a lender can lend to someone with bad credit or who have defaulted on past loans.

Applying for a bad credit loan

There are just some things in life that you don’t have control over. Job loss, divorce, illness, or losing somebody close to you.

These are common unforeseen circumstances that can leave you out of pocket and suffering from a bad credit rating.

ALC Commercial understands that sometimes your financial stress doesn’t necessarily mean that you are incapable of borrowing money.

bad credit loans downing man

Grow your business

At ALC Commercial, we understand that your financial situation may not be perfect. Whilst traditional banks typically decline your application due to judgements, defaults and black marks, we realise that some of these factors are not in your control. Our team of commercial loan specialists can provide you with a personalised and tailored service. Our goal is to understand your business needs and provide you with the best possible funding solution.

Bad credit business loans are available for…

Tami Overcame Her Bad Credit Business Situation

Tami was stuck with no financing; she had a fantastic idea for a business, and no capital to start the business. Tami sent in a few applications to lenders and they had all rejected her request. They declined her based on her poor credit; missed payments and multiple debts. 

Enter ALC Commercial, a company that understands that bad credit happens and knows this shouldn’t hinder your ability to borrow. We helped Tami obtain the business loan she needed to get going and start her business!

Don’t let a bad credit history stop you from securing a business loan.

tami-business entrepreneur loan

Are you in a similar situation as Tami? Got a great business idea but banks won’t listen? We can help.