Start-Up? Small Business? Self-Employed?

A Low Doc Business Loan can help get your Business rolling

When applying for a business loan, the traditional big banks may typically request an excessive amount of business documentation. This may include legal paperwork, proof of income, financial statements, business plans, and even legal documentation. The process is somewhat complicated and time-consuming. If, you cannot provide this endless list of documentation, your business loan may be declined. 


        
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What Is Low Doc Business Loan?

A low doc business loan is an alternative loan that allows your business to access the necessary capital without providing the same level of financial documentation as a traditional loan. Low doc business loans are designed to be fast and practical loans that can help increase your business profits and clear any debts.  

low doc business loans illustration

Low doc business loans are suitable for businesses or individuals who may not be able to exhibit the following:

Tax Returns

Tax Returns

Financial Statements

Financial Statements

Proof of Consistent Income

Proof of Consistent Income

Types of Low Doc Business Loans

Low doc personal loan for self-employed

If you are an individual contractor or freelancer, you may be eligible for a low doc personal loan. 

Low doc commercial loan

These are suitable for businesses who cannot provide the necessary documentation that banks require. At ALC we offer loans from $5000 to $3million dollars. 

Low doc small business loan

Are you operating a local food truck? Have you recently started an e-commerce store? A low doc small business loan can help you get the necessary funds to keep your business operational. 

low doc business loans

Advantages of A Low Doc Business Loan 

Apply online and speak to a loan consultant within a matter of minutes

Apply online and speak to a loan consultant within a matter of minutes

Quick access to the necessary funding for your business.

Quick access to the necessary funding for your business.

Competitive interest rates.

Competitive interest rates.

Minimal documentation is required to secure funding

Minimal documentation is required to secure funding

Qualifying for Low Doc Business Loans

Qualifying for a low doc business loan through ALC Commercial has never been easier. We will consider your application regardless of:

Bad Credit History

Bad Credit History

No Credit History

No Credit History

Limited Cash Flow

Limited Cash Flow

Limited Financial Statements

Limited Financial Statements

No Income Verification

No Income Verification

History of Defaults

History of Defaults

Bad credit business loans are available for…

Increasing Working Capital

Increasing Working Capital

Market Research

Market Research

Growing Your Business

Growing Your Business

Refinancing Existing Debt

Refinancing Existing Debt

Purchasing Inventory

Purchasing Inventory

At ALC Commercial, we understand that bad credit doesn’t necessarily mean you shouldn’t qualify to borrow. A bad credit rating doesn’t mean a bad borrower. We want to help all Australian businesses achieve their best.

Maddie’s Food Truck

Maddie loves traveling. Her travels have taken her to over 20 countries. She has explored the country and tasted some of the most unique dishes. She is determined to share these dishes with local Aussies. 

Maddie decided to pursue her dream and buy a food truck. The truck cost her $12,000. She spent an additional $5000 on equipment. 

After 3 months of sharing her food, she encountered some problems with the truck. She needed a new oven, grill, and a kitchen hand. Unfortunately, she did not have enough cash to purchase the equipment and keep the food truck operating smoothly.

After getting rejected from the banks, Maddie found ALC Commercial. She enquired online, we quickly assessed her financial situation and she secured a no credit check business loan the same day. Two days later, Maddie had installed her new oven.

Her customers are still enjoying her king prawn toastie. 

maddies food truck

Apply for a Low Doc Business Loan

Enquire

Online or call us on 1300886996
Online or call us on 1300886996

Discuss

A loan specialist will discuss your financial situation.
A loan specialist will discuss your financial situation.

Review and Accept

Review and accept your loan offer.
Review and accept your loan offer.

Receive Funding

The funds will be deposited into your nominated bank account
The funds will be deposited into your nominated bank account