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Simple, Speedy Business Loans

Borrow $5,000 to $500,000

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Why choose ALC Commercial for Business Loans?

We’re all about giving you the opportunity to start, invest or expand your business operations. 

Our online enquiry form will only take you a matter of minutes to complete. We'll get back to within 24 hours with a lending decision.

Fast Process

Our online enquiry form will only take you a matter of minutes to complete. We’ll get back to within 24 hours with a lending decision.
Do you have bad credit? Lacking documentation? We have a range of flexible loan options to help you get the funding you need

We Understand

Do you have bad credit? Lacking documentation? We have a range of flexible loan options to help you get the funding you need
Our dedicated loan specialists are upfront with all your business needs. We tell you exactly how it is. There are no hidden fees.

Transparency

Our dedicated loan specialists are upfront with all your business needs. We tell you exactly how it is. There are no hidden fees.
Our business loans are all about you. We get to know your financial situations and tailor the perfect business loan to suit your businesses needs.

Tailored Solution

Our business loans are all about you. We get to know your financial situations and tailor the perfect business loan to suit your businesses needs.

Business loans for all your funding needs

 Improve cash flow, pay off business debt, buy equipment, hire staff or start a new venture. The choice is yours. We’ve got a business loan for all your financing needs. 

Small Business Loans

Small Business Loans

Do you need the funds to grow your business? Are you experiencing cash flow problems? With our extensive range of business loans, we can offer you the best interest rates and terms in Australia.
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Start-up Business Loans

Start-Up Loans

Are you looking to turn your great idea into a viable business? Do you need extra cash to hire staff or pay for marketing? We offer low doc startup loans to help get your business off the ground.
Learn More
Short Term Business Loans

Short Term Business Loans

Typically lasting 3-24 months, our tailor-made short term business loans are a perfect way to refinance your business when you need money quickly. Loans can be approved within as little as 24 hours.
Learn More
Bad Credit Business Loan

Bad Credit Business Loan

Do you have bad credit? Are you trying to start a business? We offer fast and flexible Business loans. We can get you approved and the business loan funds into your account within as little as 48 hours! Speedy, simple & secure.
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No Credit Check Business Loans

No Credit Check Business Loans

If you’re looking for no credit check loans, ALC Commercial might be the best option for you. We specialise in providing loans for people with bad credit so your business can reach its full potential.
Learn More
Small Business Loans

Low Doc Business Loans

Self-employed? Don’t have the documents that the major banks need? That’s okay! We can get your business loan application started & approved with minimal documentation.
Learn More

How do I apply for a business loan with ALC Commercial?

Business Loan Application Only Takes a Few Minutes

Enquire Online

Takes only a few minutes.
Get a fast decision about your commercial business loan

Quick Decision

Minimal documentation required.
Your business loan contract.

Review and Sign

Your business loan contract.
Receive funding quickly fr your business loan

Fast Funds

Receive funding quickly.
Expand, grow or start your business with a loan from ALC Commercial

Growth

Expand, grow or start your business.

Testimonials

  • success stories acl commercial

    Once again many thanks for all your hard work Chris. It is very much appreciated. We’ll certainly talk to you should we require further financial assistance.

    Ron & Carol
    Business Loan Customers
    NSW
  • barbara testimonal

    I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend Shelby and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself.

    Barbara
    Business Loan Customer
    Vic
  • simon testimonial

    The process was very easy and the staff, especially Shelby, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent. I would highly recommend them to anybody.

    Simon
    Business Loan Customer
    NSW
  • avery bakery alcc testimonial

    I needed a small loan to upgrade equipment my bakery. ALC Commercial listened to my needs and was able to help me secure a loan. With Kat’s help and the upgrade complete, I doubled my business within six months. Thank you ALC Commercial.

    Avery
    Equipment Finance Customer
    Vic
  • Eric Personal Trainer ALCC

    With ALC Commercial I was able to get my personal training studio open. I understood how to keep people in shape and they understood everything I would need to get my personal business started. It was a perfect team. I can’t thank Kathleen and her team enough.

    Eric
    Personal Trainer: Business Loan Customer
    QLD
  • food truck testimonial

    We own a food truck and though we knew we’d be a success, what we didn’t plan for was unexpected growth and sudden need for a second food truck. ALC Commercial was able to give us a line of credit that helped me grow with our business needs.

    Alex & Marie
    Food Truck: Business Loan Customers
    NSW
  • paul vic testimonial

    I can not thank Shelby enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance.

    Paul
    Business Loan Customer
    Vic
  • ben nsw testimonials

    Chris and the team at ALC Commercial were great to work with. They were patient with me and answered every question I had (even the dumb ones). They were fast and easy to work with and in business that is good.

    Ben
    Fast & Easy Business Loan Customer
    NSW
  • ray qld testimonials

    Thank you Kathleen – you are always wonderful and I was privileged to be served by you. If I can return the favour is there anyone I can write to and sing your praises? Kindest regards.

    Ray
    Business Loan Customer
    NSW
  • holly wa testimonial

    I needed a self-employed loan and ALC Commercial wasn’t scared to take a chance on me. They were able to take care of me quickly.

    Holly
    Self-Employed Loan Customer
    WA
  • tug qld testimonial

    ALC Commercial especially Chris helped me save my farm by giving me a loan to buy new equipment.

    Tug
    Equipment Finance Loan Customer
    QLD
  • steve sa testimonial

    Easy form to fill out. Fast response. Funds available in less than 36 hours. ALC Commercial came through for me. Thanks!

    Steve
    Fast Business Loan Customer
    SA
  • Stewart A wa testimonial

    Quick and easy. Courteous and knowledgeable consultants. Shelby was a super star.

    Stewart A
    Business Loan Customer
    WA
  • John O WA Testimonial

    They live up to their slogan “small enough to care, big enough to make a difference”! They helped me with a small business loan.

    John O
    Small Business Loan Customer
    ACT
  • Business loans australia testimonial photo

    I can’t thank ALC Commercial enough for being able to help me with the short term loan I needed. With their help, I saved my business from going under.

    Vivienne
    Short Term Business Loan Customer
    NT

From Our Business Blog

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Picture this. You have always dreamt of opening your own restaurant. After searching for the ideal space, you finally found the perfect location. You register the business name. As with starting any new business, there is capital that is required to get the business running normally. Unfortunately, you are low on funds and need the […]

What Is A Low Doc Business Loan?

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Are you a startup with limited documentation? Self-employed? Are you unable to provide a tax return? A low doc business loan may be the ideal loan solution for you. The challenge of full doc loans. If you are applying for a full doc loan, you are typically required to provide a toolkit of documentation including all […]

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