Supporting Aussie businesses
We are here to help - Commercial loans from $5,000 to $500,000+
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Borrow $5,000 to $500,000+
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We have a wide range of commercial loans to help recovery.
Business Loans


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Apply for a business loan today and grow your business
Apply online and speak to a loan consultant within a matter of minutes

We understand that every business is affected differently during COVID-19.
Get in touch to talk about your situation and how we may be able to help.

Why choose ALC Commercial for Business Loans?

We offer the opportunity to start, invest or expand

Apply online and speak to a loan consultant within a matter of minutes

Fast, easy application

Our online commercial loans enquiry form will only take you a matter of minutes to complete. We'll get back to within 24 hours with a lending decision.

Happier borrowers

Understanding Help

Do you have bad credit? Lacking documentation? We have a range of flexible commercial loan options to help you get the funding you need.

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Transparency & Honesty

Our dedicated loan specialists are upfront with all your business needs. We tell you exactly how it is. There are no hidden fees.

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Tailored Loan Solutions

Our commercial finance options are all about you. We get to know your financial situation and tailor the perfect finance with some of the best business loans Australia has to offer.

Business Loans for All Your Finance Needs

Our options for business funding are vast. Improve cash flow, pay off debt, buy equipment, hire staff or start a new venture. The choice is yours. We’ve got commercial loans and fast business loans for all your financing needs.

small business loans

Small Business Loans

Do you need commercial funding to grow your business? Are you experiencing cash flow problems? With our extensive range of business loans, we can offer you the best interest rates and terms in Australia.

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Start-up Business Loans

Do you need start-up funding to get off the ground? We've helped hundreds of Aussie businesses with commercial loans. We have over 30 years of experience and our team are trained to work closely with clients to tailor business loan solutions to suit you.

short term business loans

Short Term Business Loans

Typically lasting 3-24 months, our tailor-made short term commercial loans are a perfect way to refinance your business when you need money quickly. Loans can be approved within as little as 24 hours.

Bad credit business loans

Bad Credit Business Loans

Got bad credit and trying to start a new venture? We offer fast and flexible commercial loans for start-ups. Get approved with the business loan funds into your account within as little as 48 hours! Quick, easy and stress-free.

No credit check business loans

No Credit Check Business Loans

If you’re looking for no credit check loans, ALC Commercial might be the best option for you. We specialise in providing commercial finance for people with bad credit so your company can reach its full potential.

short term business loans

Low Doc Business Loans

Are you self-employed or freelancing without the load of documents that the major banks need? No problem. We understand the circumstances of self-employed and freelancers. Get your low doc loan application started and approved fast.

How do I apply for a business loan with ALC Commercial?

Apply online

Enquire Online

Takes only a few minutes.

Quick decision business loan

Quick decision

Minimal documents needed.

Get a fast decision about your commercial business loan

Review and sign

Check and sign your commercial finance contract.

Receive funding quickly for your business loan

Fast Funds

Money in your account in as little as 48 hours.

Expand, grow or start your business with a loan from ALC Commercial


Start, grow and expand your business.

As a response to the current COVID19 crisis, the majority of our staff are now working remotely. Our flexible work culture and operational infrastructure enable this to work seamlessly. Our focus, as ever, is continuity of service and helping Australian businesses navigate this challenging situation.