Short Term Business Loans

Fast Funding. Faster business growth

Ideal for…

Emergency Repairs

Emergency Repairs

Refreshing Inventory

Refreshing Inventory

Operational Costs

Operational Costs

Start-up Business Costs

Start-up Business Costs

Seasonal Fluctuations

Seasonal Fluctuations

short term loan illustration

Why Choose ALC Commercial ?

We offer fast and flexible short term business loans. Our business loans require minimal documentation, allowing you to act quickly on business opportunities. With ALC Commercial, your business loan may be approved within a matter of minutes and settled within 72 hours.

3-24 month repayment terms

3-24 month repayment terms

Rapid processing and deposit times

Rapid processing and deposit times

No application fee

No application fee

Upfront disclosure on rates and fees

Upfront disclosure on rates and fees

When To Use A Short Term Business Loan ?  

Short term business loans have a major advantage, they’re versatile. These specialty loans bridge the gap on an organisation’s finances and can be used for a range of business purposes.

How do I Apply For A Short Term Business Loan With ALC Commercial? 

It only takes and few minutes.

Apply Online

It only takes and few minutes.
Receive a lending decision within 24 hours.

Approval

Receive a lending decision within 24 hours.
The funds will be deposited into your nominated bank account

Funding

The funds will be deposited into your nominated bank account

Case Study: Joes Short term business loan 

Joe’s Agribusiness

Joe was looking to cover some unexpected expenses for his agricultural business. Unfortunately, his expenses hit during the off-season, which meant he didn’t have the stable cash flow to cover them. Since Joe needed working capital to prepare for his busy season, he contacted ALC Commercial for assistance. Instantly an ALC Commercial specialist analysed Joe’s application and came up with a list of short term loan products perfect for Joe. Even better, Joe got his short term loan, and was able to access the funds within 72 hours of applying!

At ALC Commercial we offer tailor-made short term business loan products.

We assess our client’s financial situation and locate the perfect loan product to suit their business’s needs. With Joe, we knew to be in the agricultural industry meant that cash flow was likely to fluctuate depending on the season.

This is why Joe had trouble securing financing through local banks – they didn’t want to take on the risk. As a bank alternative lender, ALC Commercial was able to locate products that benefited Joe’s business regardless of credit, past defaults, and cash flow issues. Joe applied for a $25,000 short term business loan. We gave him a competitive interest rate, flexible payment terms and a payment he could afford. Since Joe’s cash revenue was larger than he expected for the on-season, he was able to repay his loan faster than expected.

At ALC Commercial, we can help your business secure a fast short term business loan, allowing you to act quickly on business opportunities. Get started today by calling 1300 886 996 now or by filling out an enquiry form online.

Today Joe uses ALC Commercial for all of his short term and long term cash needs. Joe hasn’t been to a bank for a loan in over three years! Instead, he trusts the ALC Commercial experts to locate the right loan solution to get him through any financial snag.
Today Joe uses ALC Commercial for all of his short term and long term cash needs. Joe hasn’t been to a bank for a loan in over three years! Instead, he trusts the ALC Commercial experts to locate the right loan solution to get him through any financial snag.