Ideal for…
Emergency Repairs
Refreshing Inventory
Operational Costs
Start-up Business Costs
Seasonal Fluctuations
Why Choose ALC Commercial ?
We offer fast and flexible short term business loans. Our business loans require minimal documentation, allowing you to act quickly on business opportunities. With ALC Commercial, your business loan may be approved within a matter of minutes and settled within 72 hours.
3-24 month repayment terms
Rapid processing and deposit times
No application fee
Upfront disclosure on rates and fees
When To Use A Short Term Business Loan ?
Short term business loans have a major advantage, they’re versatile. These specialty loans bridge the gap on an organisation’s finances and can be used for a range of business purposes.
How do I Apply For A Short Term Business Loan With ALC Commercial?
Apply Online
Approval
Funding
Case Study: Joes Short term business loan
Joe’s Agribusiness
Joe was looking to cover some unexpected expenses for his agricultural business. Unfortunately, his expenses hit during the off-season, which meant he didn’t have the stable cash flow to cover them. Since Joe needed working capital to prepare for his busy season, he contacted ALC Commercial for assistance. Instantly an ALC Commercial specialist analysed Joe’s application and came up with a list of short term loan products perfect for Joe. Even better, Joe got his short term loan, and was able to access the funds within 72 hours of applying!
At ALC Commercial we offer tailor-made short term business loan products.
We assess our client’s financial situation and locate the perfect loan product to suit their business’s needs. With Joe, we knew to be in the agricultural industry meant that cash flow was likely to fluctuate depending on the season.
This is why Joe had trouble securing financing through local banks – they didn’t want to take on the risk. As a bank alternative lender, ALC Commercial was able to locate products that benefited Joe’s business regardless of credit, past defaults, and cash flow issues. Joe applied for a $25,000 short term business loan. We gave him a competitive interest rate, flexible payment terms and a payment he could afford. Since Joe’s cash revenue was larger than he expected for the on-season, he was able to repay his loan faster than expected.
At ALC Commercial, we can help your business secure a fast short term business loan, allowing you to act quickly on business opportunities. Get started today by calling 1300 886 996 now or by filling out an enquiry form online.