Short Term Business Loans

Fast Funding. Fast business growth

Short Term Loans Are Ideal For:

  • Unpredictable Circumstances
  • Emergency Repairs
  • Refreshing Inventory
  • Operational Costs
  • Seasonal Fluctuations
No impact on your credit file

No impact on your credit file


        
            OK
            96.777
        

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When To Use A Business Loan

Short term business loans have some major advantages, they’re versatile. These specialty loans bridge the gap on an organisation’s finances and can be used for a range of business purposes. Short term loans for business can bring opportunities that would otherwise be out of reach. From paying off unexpected expenses, to covering temporary cashflow problems, a short term business loan could be your answer. 

ALC Commercial offer fast and flexible short term business loans. Business owners often choose us because our business loans require minimal documentation, allowing you to act quickly on business opportunities. With ALC Commercial, your business loan may be approved within a matter of minutes and settled within 72 hours.

  • 3-24 month repayment terms
  • Rapid processing and deposit times
  • No application fee
  • Upfront disclosure on rates and fees

How do I apply for a business loan with ALC Commercial?

At ALC Commercial, we can help your business secure a fast short term business loan, allowing you to act quickly on business opportunities. 

Case Study: Joe’s Short Term Business Loan

Joe was needed to cover some unprecedented expenses for his agricultural business. The problem was that his expenses hit during his off-season. This meant he didn’t have a stable cash flow to cover them at that time. Joe needed working capital to prepare for his busy season. Joe got in touch with ALC Commercial to help. 

The team at ALC Commercial specialist checked out Joe’s unique application and came up with a list of short term business loans to suit Joe’s needs. Joe was able to qualify for his short term loan, and accesses the much needed funds within 72 hours of applying.

ALC Commercial offers tailor-made short term business loan products.

We assess our clients’ unique financial situations and pinpoint the perfect loan product to suit their business’s requirements. With Joe’s case, we understood the agricultural industry was likely to fluctuate depending on the season.

Joe had trouble securing financing through local banks – as they saw him as a risk not an opportunity. As a non-bank lender, ALC Commercial find loan products that to Joe’s benefit regardless of his credit, past defaults, and current (temporary) cash flow issues. Joe applied for a $25,000 short term business loan. He got a competitive interest rate, flexible payment terms and a payment he could afford. Joe’s cash revenue was larger than he expected for the on-season, he was able to repay his loan faster than anticipated.

Short term loans for business

Today Joe uses ALC Commercial for all of his short term and long term cash needs. He trusts the ALC Commercial specialist team to locate the right business loan solution to get him through tough times.

As a response to the current COVID19 crisis, the majority of our staff are now working remotely. Our flexible work culture and operational infrastructure enable this to work seamlessly. Our focus, as ever, is continuity of service and helping Australian businesses navigate this challenging situation.

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