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What is Debt Recycling?

Debt recycling is a common investment strategy that involves turning your current mortgage debt (non -tax-deductible) into deductible debt. The basic idea behind it is that you pay your monthly mortgage repayments whilst taking out money to use for investment purposes.

5 Business Loans That Won’t Need Security

Business loans can be extremely helpful starting, expanding or acquiring a business. Unfortunately, they are not easily accessible to everyone. Depending on the type of business loan that you are after, you may not be in the financial position to secure them.

How To Achieve A Good Work-Life Balance

No matter if you are working from home or in general, it is said that it should be easy to achieve a good work-life balance. You are your own boss, and you decide your own schedule, right? Well, that may not be the case.

Understanding The Instant Asset Write Off Scheme

The Threshold For The Instant Asset Write Off Scheme Has Increased To $30,000.
The Government led scheme has also been extended until June 30, 2020. If you are yet to utilise this money saving scheme, it is time to get started.
What Is The Instant Asset Write Off?
If your business has an asset that decreases in value Read More

How to Create a Positive Cash Flow Using Low Doc Personal Loans

Learn how to use low doc personal loans to arrange working capital, extra funds to buy property or equipment and resolve the issue of not having updated financials to service a new loan.
Here are some strategies that you can use to create a positive cash flow for your business using low doc personal loans:
Increase the Read More

4 Ways Equipment Financing Improves Business Efficiency

Business efficiency is a process which allows you to use the lowest amount of money, time and effort to create the greatest amount of output, with the minimum wastes and losses. A business successfully achieves its desired output when it uses efficiency optimisers, such as equipment and equipment financing.

Every company needs equipment to back up Read More

Is Land Banking A Practical Real Estate Investment?

Are you planning to buy a new subdivision lot or an abandoned property?
Regardless of the type of property, land banking is a profitable investment. The problem is in getting the money to purchase it, because not all borrowers are qualified for a land banking loan.

Here are some of the reasons why borrowers apply for land Read More

What Do Lenders Assess when You Apply for a Business Loan?

Business loans require more than just a request and a few documents. When lenders have to give a lot of money to a company, you will need to make a good impression on them, especially when it comes to paying back the loan. They want to know to whom they are lending the money and Read More

How to Find Funding to Set Up a New Business?

Who doesn’t get excited at the idea of starting a new business? Until the “with what money” question hits them. Don’t lose your enthusiasm. Getting the funds to start a new business isn’t that difficult. You need to know how you’re going to use those funds for your new business and how you plan to Read More

Top Reasons Why You Should Start Investing Before Turning 30

Approximately everybody can get business loans, no matter if the business is just teething or it already has a few years on the market. All you need to do is find the appropriate loan that suits your needs, meet the requirements of the bank and the money is yours. However, a loan is a huge Read More

Crowdfunding for Your Business: the Pros and Cons

You have a great business idea and no money at hand to start it. Many amazing projects have been lost over time because of this reason. But you do not have to be among these people. So, if getting a loan is not the number one option for you, there are still plenty of other Read More

Why Some Cash-Rich People Have Poor Credit

Having a lot of money in your savings account doesn’t necessarily mean that you have excellent credit. In fact, credit rating is not an indicator of your wealth but the status of your credit file.

Here are some of the reasons why a person still gets a poor credit score despite being cash rich.

Zero to thin Read More

3 Things Helpful Loan Lenders for Bad Credit Will Tell You

It is true that lenders profit from lending money to you. But, it doesn’t mean that they want you to be in debt forever. Good lenders want their clients to experience financial freedom so they exert effort to ensure that you can access the right funding when you need it.

Here are the top three things Read More

Tax Effective Strategies for Maximising Your Returns

We spend a lot of our time trying to optimise our investment choices, but not many people actually talk about tax investing or how to maximise your tax returns. Tax-effective investment strategies are the best ways to boost your returns. To do it properly, you may want to choose the ones that suit you the Read More

Your Guide to Tackling Business Debt

The ideal businessman knows how to avoid becoming indebted. But even with all the professionalism in the world, business owners sometimes have no other choice but to seek financial help. From that moment, debt is just around the corner.

If you’re reading this, you’re probably wondering how to pay your business debt. Fortunately, there are multiple Read More

Top Lessons that Property Investors Should Remember in 2017

If you are a property investor or want to become one, here are some tips that will help you stay on top of your game this year:

1. Property Development Finance

Property development finance is a form of loan used by developers and investors to improve their assets. It has a higher interest rate than a normal Read More

Things to Consider Before Getting a Business Loan

Business loans are used to help your business when you are low on funds or encounter a rough economic period.

Business loans can be used for paying rent, purchasing a building, upgrading your premises, buying equipment or for paying your employees.

You should know that they come with a set of rules for repayment, interest fees, and Read More

Should I take Advantage of Early Pay Off Benefits?

Are you planning to repay your business loans early because of the early payoff benefits? The most important benefit of repaying your loan before its due date is the fact that you can save on interests and enjoy peace of mind of having no outstanding debt to pay every month. But, is it always a Read More

Why Do Creditors Penalize Borrowers for Early Payoff?

Wondering why your creditors will charge you a fee if you pay off your business loans early? Here’s an explanation of early loan repayments and whether it makes sense to pay off your loans before the loan term ends.

Prepayment penalty refers to the agreement in the terms and conditions of the loan that the lender Read More

4 Tips for Entrepreneurial Success

If you think that the only way to become a successful entrepreneur is to sell something and solve problems, you are wrong. The success of your business is predicated on the things you do every day that would help you solve problems and generate sales; these are the things that come first.

If no one Read More