ALC Commercial has been offering flexible and competitive business loans for over 10 years. We support the types of enterprises the banks won’t such as those entrepreneurs with bad credit and the self employed. We look past your credit score and get to know your business and it’s potential for success. Find out more in the questions below. Get in touch if you have more questions. We want to help you become our next success story. Enquiries have no impact on your credit score.
Interest rates vary depending on the type of loan and your organisation’s financial assessment. We disclose all fees and interest rates upfront; therefore, contact a loan specialist at ALC today to see what interest rates you qualify for.
ALC Commercial currently offers loan products for development, construction, refinancing, leasing, working capital, debtor finance, rural property, self-employed individuals, franchises and tax relief. If your business has a financial need, we have the business funding to help. Contact a loan specialist for more information about our products and services.
Fees vary depending on the type of loan and your organisation’s financial situation. Contact a loan specialist to find out what associated fees there are with your loan.
ALC Commercial’s clientele often finds themselves in arrears on their properties. We understand that life happens and missed or late payments can occur. That is why we offer specialised financial products that help you get on track with your payments and recover financially.
Absolutely. Everyone falls on hard times, but ALC Commercial understands. If your business has struggled to make payments in the past or your credit file is less-than-perfect, we can help. Our specialists analyse every commercial loan on a case-by-case basis, which means you’ll get financial solutions regardless of your credit profile.
ALC Commercial believes that every business owner – including freelancers and contractors – should receive business funding when it’s necessary. Unlike banks, your employment status doesn’t penalise you from receiving funding. Our self-employed loan specialists can even help if you have bad credit.
ALC Commercial approves your loan over the phone. Funds are approved in 24 to 72 hours as long as you meet the prerequisites required for your loan. Once satisfied and you complete the ability-to-pay loan documents, we’ll deposit funds within as little as 24 hours into a nominated account.
ALC Commercial products start at $5,000. Our financial experts can inform you of your maximum qualified amount after we perform a brief business assessment over the phone.
A start up business loan is one of the most popular products offered by ALC Commercial.
Did you know over 80% of Australians dream about being their own boss and have the skills and experience to make it a success? The problem is that many of these new business owners is the lack of funding to get their dream off the ground. Typically new business owners don’t have enough small business experience and big banks make it nearly impossible for start-ups in Australia.
At ALC Commercial, we “get” the challenges entrepreneurs encounter. Our lending criteria means that it is easier for new businesses to get a loan approved. We are welcome new businesses, and unlike traditional banks, we give you a fair go.
No credit business loans are a type of Australian finance that allows small to medium sized businesses to secure finance without factoring in your credit score. When you enquire with a bank, they automatically check your credit history and with each enquiry, it is recorded, which badly affects your credit score. ALCC no credit check business loans are a brilliant option if you have a bad credit or no credit history. This type of finance works for new and start-up businesses especially who may not have a strong credit rating, but need the helping hand that additional finance can bring.
